Friday, 23 June 2017

Friday 23rd June 2017 - Market Report

Well, FTSE100 is down again by 15 points, and the portfolio is down by £1,300 - not too bad.

And now the moment you've been waiting for, what's better 3% interest or a 50:50 chance of 30% increase or a 10% loss each year.

Not surprisingly the 50:50 choice is far better, this works out at an annual return of 8.17% - which is why you should invest in the stock market.

How do you work this out?

It's like this:

Over a long period of time you woyld get an equal number of -10% years and +30% years. 

So in two years your return is 0.9 x 1.3 = 1.17 i.e 17% return.

Now 17% return over two years is an annulised return of 8.17%

So go for it, put your savings in a nce balance portfolio, sit back and enjoy a nice regular increase of 8%.

Good luck folks

Thursday, 22 June 2017

Thursday 22nd June 2017 - Market Report

Bit cooler today, but the portfolio is still up by £380, while the FTSE100 is actually down by 9 points.

And the answer to the puzzle from last week, well only one more day before the answer and a nice easy to understand explanation.

Till then - happy investing folks

Wednesday, 21 June 2017

Wednesday 21st June - Market Report

Another brief one, and no answer yet to that little problem, too hot too think!

Anyway FTSE100 down 24 today and the portfolio is down as well, by £1,400.

Not a big deal, £1,400 doesn't buy much these days!

Just started a regular investment - £2k/month into a bunch of ITs, all at a discount so it's a no brainer really.

Whar is a discount on an IT?

IT is an ivestment trust and sometimes they trade at a values less than their NAV (net asset value).

Still none the wiser, basically it means if the company folded the receivers could sell of all the assets for more than you paid for it so you would actually get more money back than you paid!

Thats why its a no brainer. There's nothing to lose and all to gain, and remember they pay a nice fat divi of between 2% and 5%!

See ya later folks.

Tuesday, 20 June 2017

Tuesday 20th June 2017 - Market Report

FTSE100 was down today by 51 points, but the marvels of a balanced portfolio means I'm up a few pounds, £450 to be exact.

And the problem I left you all to think about, well it's too hot right now but I'll publish the answer tomorrow.

And another thing, if you have alarge amount of cash you're not going to be spending anytime soon, then do you know it will be worth 3% less this time next year. Is that waht you really want to do? It's a bit like the bank charging you £3,000 for every £100,000 you keep with them.

In fact I could offer to look after your money and just give it all back to you at the end of the year - no interest at all, oh I would add a little bit, say half the rate of inflation, and I would keep any profit on top of that - deal or no deal?

Monday, 19 June 2017

Monday 19th June 2017 - Market Report

Back fro me hols, and its hotter than the black hole of Calcutta in my ofice now so this is going to be short.

We're up £2,500 today, biggest gain is from SWDA £1,119 and the loser is Tritax Big Box BBOX at -£260, a good day today folks.

Saturday, 10 June 2017

Here's One to Think About

Say you were offered a pension scheme by your company with two options.

You must pick one and stick to it for 35 years, and these are the choices.

1 Each year £5,000 will be added to a your pot and wii earn 3% per yaer

2 Each year £5,000 will be added to your pot an at the end of each year you flip a coin, heads and it grows by 30%, tails and it loses 10%

Simple isn't it, so which would you pick? Answers next week folks.

Cool - 1965

Friday, 9 June 2017

Friday 9th May - Market Reports

Well, it's over, the election that is, and what a shambles that turned out to be.

Where Theresa May went wrong was in relying on the grey vote and then saying we're going to take all your money, your house and oh we're going to cut your state pension.

OTH Jezza promised loads of stuff, free uni for the youngsters, paying off student loans for those that had them, keeping the triple lock for us oldies, and the big one was he engaged with the youngters in their language and media - Twitter and Facebook. Theresa didn't. It worked for Trumpy, so you'd think these 'smart' people would learn.!

Anyway to make for not posting yesterday my portfolio was down -£1,570.63

And today it's up again +£4,621.22

So todays winners are
Melrose Industries PLC

£7,162.79 +3.39% +1.77% +30.15%
BAE Systems PLC

£15,150.97 +2.42% +5.70% +55.25%
iShares Core MSCI World UCITS ETF USD (Acc)


and the losers are
BlackRock Index Linked Gilt Tracker Fund D Accumulating

£9,556.77 -1.50% +1.94% -4.32%

Marks and Spencer Group PLC

£3,804.34 -1.80% -3.02% -15.37%

So till the next election, Autumn maybe?

And another thing, I'm going to post a day by day change in my portfolio's value, should make an interesting read. So here goes, a few blanks to fill in tho'.

9th Jun +£4,621.22
8th Jun -£1,570.63
7th Jun -£1,826.73
6th Jun -£122.78
5th Jun -£1,862.85

2nd Jun +£1,717.13
1st Jun
31st May +£261.63
30th May -£1,312.60
29th May
28th May
27th May
26th May
25th May +£1,033.24
24th May
23rd May +£2,532.50
22nd May +£2,247.60
21st May
20th May
19th May  +£1,715.5
18th May -£2,268.80
17th May
16th May +£2,275.7
15th May -£422.00
14th May
13th May
12th May  +£1,347.86